Takaful Emarat
Blue Plan - NE - IP only
The short version
ECARE — Ecare BlueWhat Blue Plan - NE - IP only does and does not do, before you read the insurer's own Table of Benefits.
Annual limit
AED 50,000
Medical network
ECARE — Ecare Blue
Consultation
Not coveredPharmacy
Not coveredWhat is good
This plan's Table of Benefits does not state enough for us to pick out a highlight. The full sheet is below.
Good to know
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Everything in the policy
Medical Network
ECARE — Ecare BlueIP Only
Annual Limit per Person
AED 50,000
Area of Coverage
UAE excluding Abu Dhabi Emirate; emergency medical treatment within all Emirates of UAE
In-patient Services
Covered when medically necessary and when the case cannot be treated as Out-Patient. Subjected to prior approval from the TPA.
Out-patient Services
Not coveredHospital Accommodation
Shared Room (Ward)
Consultation Deductible (Co-Pay)
Not coveredDiagnostics & Laboratory Services
Not coveredMedicine Limit
Not coveredMaternity
Covered subject to: 12 month waiting period. In-patient: covered after the waiting period up to AED 7,000, subject to 15% co-insurance; complications and life-threatening cases are covered up to the in-patient general annual limit. Out-patient: not covered.
Women and maternity on this plan
Men and women pay the same premium on this plan.
Get a quote to see the amount for your family.
Physiotherapy
Not coveredRoutine Dental Benefits
Not coveredRoutine Optical Benefits
Not coveredPre-existing / Chronic Conditions
Not coveredEmergency Road Ambulance Services
Not coveredRepatriation of Mortal Remains
Not coveredOutside the Network (Reimbursement)
Not coveredEmergency Treatment
Emergency medical treatment: within all Emirates of UAE. Emergency treatment (approval required within 24 hours of admission to the authorized hospital) is covered in full, up to the annual in-patient limit
New Born baby coverage
New born babies: covered under the mother's policy for 30 days from birth. Coverage includes routine diagnostic services prior to discharge.
Accompanying person accommodation
Accommodation of a person accompanying an in-patient in the same room, in cases of medical necessity at the recommendation of the treating doctor and after the prior approval of the insurance company: maximum AED 100 per night, maximum 15 nights
Only on this plan
Benefits this plan adds beyond the rows compared above.
Hospital and recovery
What the plan does around a hospital stay- Emergency Treatment
- Emergency medical treatment: within all Emirates of UAE. Emergency treatment (approval required within 24 hours of admission to the authorized hospital) is covered…
- New Born baby coverage
- New born babies: covered under the mother's policy for 30 days from birth. Coverage includes routine diagnostic services prior to discharge.
- Accompanying person accommodation
- Accommodation of a person accompanying an in-patient in the same room, in cases of medical necessity at the recommendation of the treating doctor and after the prior…
- Accommodation for a beneficiary below 16 years of age
- Accommodation of a person accompanying an insured child up to the age of 16 years: maximum AED 100 per night, maximum 15 nights
Other benefits
Named in this plan's document and not easily grouped- Network Restriction
- In-patient only (IP Only)
- NRI Benefit
- Covered. Cashless in-patient only benefit (planned treatment) with access to a 16k hospital network in India.
- Waiting period on newly diagnosed critical illnesses
- 60 days (for pre-existing critical illnesses, the terms and conditions of chronic / pre-existing conditions apply)