QIC
What Plan - Basic Plus does and does not do, before you read the insurer's own Table of Benefits.
Annual limit
AED 135,000
Medical network
NAS — VN
Consultation
AED 20
Pharmacy
AED 2,500 with 20% co-pay
This plan's Table of Benefits does not state enough for us to pick out a highlight. The full sheet is below.
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Medical Network
NAS — VN
Annual Limit per Person
AED 135,000
Area of Coverage
UAE excluding Abu Dhabi and Dubai for non-emergency treatment; extended to Abu Dhabi and Dubai for emergency cases only
In-patient Services
20% co-insurance, sub-limit AED 30,000 per in-patient claim and AED 115,000 per person per year
Out-patient Services
Covered
Consultation Deductible (Co-Pay)
AED 20
Diagnostics & Laboratory Services
Covered with 20% Co-Pay Clinics only.
Medicine Limit
AED 2,500 with 20% Co-Pay
Routine Dental Benefits
Not coveredRoutine Optical Benefits
Not coveredPre-existing / Chronic Conditions
Covered after a 6 month waiting period, up to AED 10,000 per person per year for in-patient and AED 1,500 for out-patient
Specialist access
A GP referral is required before specialist access. Out-patient access is restricted to clinics.
Within the Network (Direct Billing)
Direct billing at 100%, subject to the applicable co-pay or deductible
Outside the Network (Reimbursement)
Not coveredFollow-up consultation co-pay (within 7 days)
The AED 20 per visit physician consultation deductible does not apply to a follow-up within 7 days.
Dental, hearing & vision aids, vision correction
Diagnostic and treatment services for dental and gum treatments are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
Hearing Emergencies
Hearing aids are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
Vision Emergencies
Vision aids, and vision correction by surgery or laser, are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
Women and maternity on this plan
Men and women pay the same premium on this plan.
Get a quote to see the amount for your family.
Benefits this plan adds beyond the rows compared above.
