QIC
What Iridium does and does not do, before you read the insurer's own Table of Benefits.
Annual limit
AED 1,000,000
Medical network
MEDNET — Green
Consultation
AED 50 deductible per consultation
Pharmacy
Covered, no co-pay
Get your price to download this plan's Table of Benefits and your quote.
Medical Network
MEDNET — Green
Annual Limit per Person
AED 1,000,000
Area of Coverage
Worldwide
In-patient Services
Covered
Out-patient Services
Covered
Consultation Deductible (Co-Pay)
Deductible of AED 50 per consultation. No co-pay on a follow-up within 7 days for the same treatment with the same doctor.
Diagnostics & Laboratory Services
Covered with Nil Co-Pay
Medicine Limit
Covered up to the annual benefit limit with Nil Co-Pay
Maternity
Inside Abu Dhabi: combined in-patient and out-patient cover up to the annual benefit limit, with an AED 500 deductible per delivery as required by HAAD. Outside Abu Dhabi: combined in-patient and out-patient limit of AED 10,000
Abu Dhabi law excludes pregnancy and delivery cover for women enrolled as unmarried (Law 23/2005, Art. 13(5)).
Women and maternity on this plan
Women's premiums on this plan are higher than men's, whether or not they are married.
Get a quote to see the amount for your family.
Routine Dental Benefits
AED 3,500 with 20% Co-Pay
Within the Network (Direct Billing)
Covered in network with free access
Outside the Network (Reimbursement)
Reimbursement at 100% of covered cost in SEA, 80% elsewhere within the territorial scope
Emergency Treatment
Emergency treatment is covered at 100% of the actual covered cost, both within the network and outside the network.
Follow-up consultation co-pay (within 7 days)
No co-pay on a follow-up consultation within 7 days for the same treatment with the same doctor.
Coverage Criteria for Treatment outside UAE
Coverage outside the UAE is limited to 90 days per treatment. A single holiday or business trip may not exceed 90 days.
Elective Treatment
Elective treatment within the network (free access) is covered; outside the UAE it is covered up to a maximum of 100% of UAE applicable network rates. Reimbursement outside the network: in South East Asia, 100% of the actual covered cost, capped at 100% of UAE applicable network rates; elsewhere within the territorial scope of cover, 80% of the actual covered cost, capped at 80% of UAE applicable network rates.
Benefits this plan adds beyond the rows compared above.
