from AED 600/Employee | DHA & DOH Compliant
Large Group Medical
Insurance UAE 2026
Insure your workforce with DHA and DOH compliant plans for 100 to 10,000 employees. Compare 35 insurers with corporate-tier pricing and dedicated support.
35 +
Insurance Partners
1.5 M+
Trusted Customers
1.5 M+
Policies Sold
Licensed by UAE Central Bank | UAE PASS Enabled | 100-10,000 Employees
Proposal Details
Large Group Medical Insurance UAE
Large group medical insurance is designed for employers with 100 or more employees who need scalable health cover across Dubai, Abu Dhabi, Sharjah, and the Northern Emirates.
Instead of accepting a single incumbent renewal, eSanad can re-tender the risk across 35 insurers so HR and finance teams compare pricing tiers, network options, compliance requirements, and service standards in one process.
The page is built for enterprises that want better cost control, smoother onboarding, and clearer employee benefits for staff and dependants.
Why Large UAE Businesses Choose eSanad
Enterprise-tier health insurance management built for modern UAE workforces:
True multi-insurer comparison across 35 insurers.
DHA and DOH compliance support for UAE employers.
Dedicated account manager from day one.
One dashboard, one renewal date, and one broker of record structure.
Automatic re-tendering at renewal with zero broker fee to the employer.
Suitable for companies with 100 to 10,000 employees.
2026 Group Medical Insurance Rates
Large Business Benchmarks UAE: Indicative annual rates based on employee population, visa emirate, and selected benefit tier.
| Plan tier | Indicative rate per employee/year | Typical fit |
|---|---|---|
| DHA Basic / Nasher | AED 600 – AED 900 | Large Dubai workforces needing basic compliant cover |
| DOH Basic Abu Dhabi | AED 650 – AED 950 | Large Abu Dhabi employee populations |
| Enhanced Mid-Tier | AED 1,800 – AED 3,500 | Broader outpatient and network access |
| Enhanced Plus | AED 3,500 – AED 6,500 | Managers, families, and richer benefits |
| Executive Global | AED 6,500 – AED 9,500 | Senior staff needing premium international access |
| Executive Worldwide incl. USA | AED 9,500 – AED 18,000 | Top executives requiring worldwide cover including USA |
What’s Covered in a Large-Group Medical Plan?
Hospitalisation & Inpatient
Full coverage for hospital stays, surgical procedures, and intensive care across the UAE network.
Outpatient & Consultations
Doctor visits, specialist consultations, diagnostics, and pharmacy costs included in most tiers.
Maternity Benefits
Comprehensive cover for pre-natal, delivery, and post-natal care, often with higher limits for large groups.
Mental Health Support
Psychiatric care and counseling services included to support employee well-being and productivity.
Dental & Optical
Available as essential add-ons or built-in benefits for enhanced and executive level plans.
Chronic & Pre-existing
Coverage for long-term conditions and pre-existing ailments, typically after continuity of cover.
Direct Billing Network
Access to 2,500+ providers with direct billing on enhanced and executive tiers for cashless treatment.
Worldwide Emergency
Protection for employees travelling abroad, including emergency evacuation and repatriation services.
Wellness & Preventive
Health screenings, wellness programmes, and telemedicine access to maintain workforce health.
Premium Care Benefits
Second medical opinion, physiotherapy, and alternative medicine options available on higher tiers.
Who Is Legally Required to Provide Group Medical Insurance in the UAE?
Every UAE employer must provide health insurance to employees. Dubai employers fall under DHA rules, Abu Dhabi employers follow DOH regulations, and the Northern Emirates follow the federal health insurance framework effective from 2025.
Large employers can also use tiered benefits by employee band, cost-sharing structures, and negotiated network access when building enterprise plans.
UAE Emirate-Specific Compliance Notes
| Emirate/region | Compliance note | Typical requirement |
|---|---|---|
| Dubai | All Dubai-visa employees must have DHA Basic or higher | Employer-provided compliant cover |
| Abu Dhabi | Employers sponsor employees plus dependants | DOH-compliant structure |
| Northern Emirates | Unified federal mandatory health insurance applies | Employer-provided minimum compliant plan |
eSanad vs Going Direct vs Other Brokers
Why large enterprises trust eSanad for their group medical portfolio management.
| Feature | eSanad | Going direct | Other brokers |
|---|---|---|---|
| Insurer comparison | 35 insurers | One insurer only | Usually narrower market access |
| Instant online quote path | Sometimes limited | Varies | |
| UAE PASS login | |||
| Dedicated account manager | Depends on insurer | Depends on broker | |
| Renewal re-tendering | No market comparison | Not always | |
| Zero broker fee to employer | Not applicable | Varies |
How to Get Your Large-Group Quote in 60 Seconds
A streamlined digital process designed for HR and finance directors.
1
Initial Data
Enter employee count, emirates, and salary bands.
2
Census Upload
Upload census data or use UAE PASS where applicable.
3
Review Quotes
Receive 3 to 5 ranked quotes instantly.
4
Consultation
Book a consultation with the corporate medical team.
5
Bind & Onboard
Bind cover digitally and start onboarding.
Why Trust eSanad
15,000 employers
Placing group medical cover for UAE employers since 2010.
Qualified experts
Corporate medical team holding CII and Insurance Institute UAE qualifications.
Full licensing
Licensed by UAE Central Bank and registered with DHA, DOH, and MoHAP.
Verified tech
UAE PASS verification and strong digital corporate insurance capability.
Large Group Medical Insurance FAQ
Start your large-group medical quote in 60 seconds and compare compliant plans for 100+ employees across the UAE.
Call 600-500888, contact the corporate desk, or sign in with UAE PASS to review quotes from eSanad.
Last updated: 22 April 2026. Reviewed by eSanad Corporate Medical Team.